Privacy Policy
Last Updated: July 16, 2026
Your privacy matters to us at LoanVerse. This policy explains how we handle your personal information when you use our website and services.
1. Information We Collect
Personal Information: We collect your name, email, phone number, PAN card, Aadhaar number, date of birth, address, employment details, and bank account information when you apply for a loan.
Usage Information: We automatically collect data like your IP address, browser type, device info, and how you interact with our website.
2. How We Use Your Information
- Process and approve your loan applications
- Verify your identity and check creditworthiness
- Send you updates about your application and account
- Improve our services and user experience
- Comply with legal and regulatory requirements
3. Data Sharing
We share your information only when necessary:
- With partner banks and NBFCs for loan processing
- With credit bureaus (CIBIL, Experian, etc.) for credit checks
- With regulatory authorities when required by law
- With trusted service providers (cloud storage, analytics, etc.)
4. Data Security
We use strong security measures including encryption, secure servers, and access controls to protect your data. Your information is safe with us.
5. Your Rights
You have the right to:
- Access the personal data we hold about you
- Ask us to correct or update your information
- Request deletion of your data (subject to legal requirements)
- Opt out of marketing messages anytime
6. Cookies
We use cookies to make our website work better for you. You can control cookies in your browser settings. Turning them off may affect some features.
7. Data Retention
We keep your data as long as needed to provide our services and meet legal obligations — usually up to 8 years after your last interaction with us.
8. Policy Updates
We may update this policy occasionally. Changes will be posted here with a new date. We encourage you to check back from time to time.
9. Contact
Have questions about your privacy? Want to exercise your rights? Get in touch or email us at privacy@loanverse.shop.